Terms of Service
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Agreement to Terms
By accessing or using Hard Money Pricing's website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our services.
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Description of Services
Hard Money Pricing is a marketplace platform that connects real estate investors seeking hard money loans with vetted lenders. We provide:
- A platform to compare loan rates from multiple lenders
- Tools to submit loan inquiries to our partner lenders
- Direct connections between borrowers and lenders
Important: Hard Money Pricing is a marketplace and lead generation platform. We are not a lender and do not make lending decisions. All loan terms, rates, and approvals are determined by our partner lenders.
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User Accounts
To use certain features of our services, you must create an account. You agree to:
- Provide accurate, current, and complete information
- Maintain the security of your account credentials
- Notify us immediately of any unauthorized use of your account
- Be responsible for all activities under your account
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User Responsibilities
When using our services, you agree NOT to:
- Provide false or misleading information
- Impersonate any person or entity
- Use our services for any illegal purpose
- Attempt to gain unauthorized access to our systems
- Interfere with or disrupt our services
- Use automated systems (bots, scrapers) without permission
- Violate any applicable laws or regulations
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Lender Relationships
When you submit a loan inquiry through our platform:
- Your information will be shared with our partner lenders
- Lenders may contact you directly about your loan inquiry
- Each lender operates independently and makes its own lending decisions
- Loan terms, rates, and fees are set by the lender, not by Hard Money Pricing
- Any agreement or transaction is directly between you and the lender
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Fees and Payment
Hard Money Pricing's platform is free for borrowers. We are compensated by our partner lenders when they choose to work with borrowers we connect them with. You will never be charged by Hard Money Pricing for using our marketplace services.
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Disclaimers and Limitations
No Guarantee
We do not guarantee that you will receive loan offers, specific rates, or loan approval. Lending decisions are made solely by our partner lenders based on their criteria.
Rate Accuracy
While we strive to provide accurate rate information, rates shown on our platform are estimates and subject to change. Final rates and terms are determined by lenders.
No Financial Advice
Hard Money Pricing does not provide financial, legal, or tax advice. You should consult with qualified professionals before making financial decisions.
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Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Hard Money Pricing or its licensors and is protected by copyright and trademark laws.
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Limitation of Liability
To the maximum extent permitted by law, Hard Money Pricing shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of our services.
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Indemnification
You agree to indemnify and hold Hard Money Pricing harmless from any claims, losses, damages, and expenses arising from your use of our services or violation of these Terms.
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Termination
We reserve the right to suspend or terminate your access to our services at any time, with or without notice, for any reason, including violation of these Terms.
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Changes to Terms
We may modify these Terms at any time. We will notify you of material changes by posting the updated Terms on our website. Your continued use of our services after changes constitutes acceptance of the new Terms.
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Governing Law
These Terms are governed by the laws of [State/Country], without regard to conflict of law principles.
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Contact Us
If you have questions about these Terms, please contact us:
Email: [email protected]