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HARD MONEY PRICINGCompare. Save. Invest.

Hard Money Pricing: No calling
around.

Compare rates from 50+ lenders in seconds.

Free for borrowers. Fast approvals. Best rates.

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Lenders pay us, not you.Clear the desk ↓
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Hard Money Pricing / One sheetUnited States

01 / The property. The possibilities.

Five lines.
Your next move.

A platform built by real estate investors, for real estate investors.

01 / FIX & FLIP

Find the potential.

Short-term loans for renovation projects.

Pick the property's state and the Fix & Flip loan type and see rates from our partner lenders side by side: interest rate, LTC, points and days to close, as each lender's pricing matrix sets them.

02 / BRIDGE LOAN

Between two moves.

Quick funding between transactions.

Short-term financing to carry a property between a purchase and a sale or refinance, priced by the partner lenders for the property's state.

03 / DSCR LOAN

Room for the long run.

Debt Service Coverage Ratio — long-term rental financing.

Rates for income properties, where the lender looks at the rent against the debt payment; for rental-property owners and portfolio investors refinancing or expanding.

04 / GROUND UP CONSTRUCTION

From the ground up.

New construction financing.

Rates from partner lenders for developers building from the ground up.

05 / CASH-OUT REFINANCE

Equity. Back in motion.

Refinance with cash back.

Pull equity out of an investment property and put it back to work through a partner lender.

Fix & Flip Investors

Short-term loans for renovation projects

Rental Property Owners

Long-term financing for income properties

Developers

Ground-up construction financing

Portfolio Investors

Refinancing and expansion capital

02 / Put the terms on the table.

Read across.
Then move forward.

No calling around.
Illustrative layout. Your real comparison appears after you search.
LenderRateThe interest rateLTCLoan-to-costPointsOrigination fee as a percentage of the loanCloseDays to funding
Lender ASIGN INSIGN INSIGN INSIGN IN
Lender BSIGN INSIGN INSIGN INSIGN IN
Lender CSIGN INSIGN INSIGN INSIGN IN

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Rates are pulled from each lender's configured pricing matrix based on your credit score and loan type. Final rates are subject to lender approval.

1

Enter Your Details — Property location, loan amount, and credit score. Takes 2 minutes.

2

Compare Rates Instantly — See rates from multiple lenders side-by-side. Compare interest rates, terms, and fees.

3

Connect & Close — Pick your best rate and connect directly with the lender. No middleman fees.

50+Active Lenders
All 50States Covered
$2.5B+Funded Annually
7-10Days to Close

Rates as low as 6.35%Rates shown on our platform are estimates and subject to change.

You will never be charged by Hard Money Pricing for using our marketplace services.

We believe real estate investors deserve better. Better rates. Better transparency. Better access to capital.

03 / A different way to work.

Less chasing.
More comparing.

01 / Calling aroundSample lenders and figures, for illustration.

True Marketplace Pricing

Lenders compete for your business. You get better rates.

Verified Lenders Only

Every lender is screened and proven to close deals.

State-Specific Rates

Accurate pricing for your property's location.

Direct Lender Contact

Connect straight to lenders. No middlemen.

Is it really free for borrowers?

Free to use. No hidden costs. Ever. Lenders pay to list their rates — you pay nothing.

Who are the lenders?

National lenders, hard money lenders and private funds. Every lender is screened and verified.

Does checking rates affect my credit?

No credit check required.

How fast can I close?

Partner lenders typically close in 7-10 days. Lending decisions and timelines are set by each lender.

Which states are covered?

Partner lenders in all 50 states, with rates priced for your property's state.

What happens after I pick a rate?

Pick your best rate and connect directly with the lender. No middleman fees.

Fix & Flip / Two prints

A change of condition.

Two different properties, shown for illustration.

04 / The other side of the desk.

Are You
a Lender?

National LendersHard Money LendersPrivate Funds

Join our network of 50+ lenders and connect with qualified investors.

We partner with 50+ established lenders nationwide. They pay us to list their rates — you pay nothing.

Become a Partner

05 / Your next move starts here.

Make it
your sheet.

Free to use. No hidden costs. Ever.

Your info is used only to match you with lenders. No credit check required.

New here? Get started — no fees for borrowers

100% Free — No fees, no obligations.

Instant Results — Rates from multiple lenders in seconds.

Verified Lenders — Every lender screened and verified.

A question for the team?

Write a message ↗
[email protected]

Monday - Friday: 9:00 AM - 6:00 PM EST
Saturday - Sunday: Closed

Hard Money Pricing is a marketplace connecting investors with lenders. We are not a lender.